Terms & Conditions

¹Real Estate referrals are made by Sirva Relocation LLC an affiliated business of Sirva Worldwide and a licensed real estate broker. $500 cash back for every $100,000 only available when using a Sirva referred real estate agent, the purchase and/or sale price is above $75,000. Program reward amount is based upon at least 6% real estate commission and the participating broker receiving at least one half of commission. If the commission amount or the split is reduced the program reward will be reduced proportionately. To receive the award, customers must close their real estate transaction with a SIRVA referred real estate agent. Due to state regulations, the award program is not allowed in AK, AL, IA, KS, LA, MO, MS, ND, OK, OR, TN. Cash back available in NJ on purchases only. Additionally, if you choose to sell your home with a Sirva-referred broker in these states, the benefit will be provided in the form of a reduced real estate commission. If you are purchasing a home and use a Sirva-referred broker in these states, and also choose to work with an approved lender for your financing, the approved lender will issue you a credit toward closing costs; in addition to any other closing cost credit provided by your loan program. You may use any lender you choose for your financing, but closing cost credits cannot be issued without utilizing an approved lender. None of these programs are valid for corporate-sponsored relocations or ineligible property types. You should always consult your tax advisor about the tax implications of receiving cash back. Programs can be cancelled or modified at any time without notice. Please go to http:// www.sirvahomebenefits.com or call 800-579-2970 to learn more and see how you can get your cash back benefits. You may also contact us at 6200 Oak Tree Blvd., Ste 300, Independence, OH 44131.

Sirva Home Benefits is a brand name of Sirva Worldwide used to offer a suite of products for homebuying purposes. Mortgage lender (Sirva Mortgage, Inc.), Sirva entity making real estate referral (Sirva Relocation LLC), and van lines providing moving services (Allied Van Lines, Inc. and North American Van Lines, Inc.) are affiliated entities. You are not required to use all programs in order to receive the benefits but the offer for the mortgage closing cost credit only applies when using a Sirva program identified lender, the cash back offer only applies when using a Sirva referred real estate broker, and any discounts on moving services are only applies when using an affiliated van line. Sirva’s Affiliated Business Disclosure (including affiliations and information on estimated charge or range of charges can be found http://www.sirvahomebenefits.com/affiliatedbusinessarrangements. Each program benefit is offered separately. Program benefits are only available through program participants but you are not required to use all programs to receive each separate benefit.

²Sirva Mortgage, Inc. NMLS ID #2240, for licensing information, go to: https://mortgage. sirva.com/about/about-sirva-mortgage

This is not an offer of credit or an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications.

* Important terms and conditions apply to the closing cost credit. Closing cost credit will not exceed borrower’s closing costs, up to $750. Please go to sirvahomebenefits.com or sirvamortgage.com to learn more and see how you can receive a closing cost credit. Please visit sirvahomebenefits.com for additional terms and conditions, and program details on all services including the use of third parties or call 1-800-579-2970 for information or to order a copy.

^Refinanced loan subject to credit approval. Qualification required for the rate reduction refinance offer. This offer cannot be used in conjunction with any other offers or credits and is subject to all applicable state laws and regulations. Your APR on a refinance may differ from your Note Rate. For those looking to refinance – even if your refinanced rate or APR is lower, by refinancing your existing loan, your total finance charges may be higher over the life of the refinanced loan.

Sirva Mortgage is an Equal Housing Opportunity lender.