Exclusive Military Discounts, Benefits & Rewards for
Active Duty Military, Veterans and Their Families Exclusive Military Discounts, Benefits & Rewards for Active Duty Military, Veterans and Their Families
No one likes to think about it. But accidents are a part of everyday life. When accidents happen, their financial impact can be devastating. More people ages 1–44 die from accidental injuries than from any other cause, including cancer, HIV, or the flu.1 OurCAREPackage's benefits coverage with $5,000 in Accident or "AD&D" Insurance can help ensure financial protection is available for you and your loved ones.
To help protect you and your family from the unforeseen financial hardship of a serious accident that causes death or dismemberment, your Veterans Advantage AD&D coverage delivers you the following valuable benefits:
Members of Veterans Advantage who have OurCAREPackage's are eligible for this plan under our group insurance policy, regardless of your age or health.
No matter how careful you are, accidents do happen. Accidental injury remains the number one cause of death for people under 40 and the fifth leading cause of death for all ages.2 While no one can predict when or where an accident may occur, you can be prepared with your insurance coverage from Veterans Advantage.
There are no additional member fees or charges for coverage. You cannot purchase this plan independent of your membership. This plan will provide you with protection in the event of an accidental death or a covered injury. It is designed to reduce the financial burdens associated with an accident that causes the loss of life, limb, or sight.
No one likes to think about the worst occurring. However, it is a comfort to know that your family members can receive a death benefit in the event of a fatal accident during a business trip, vacation or recreational pursuits, or simply while going about daily activities. You will receive 24-hour-a-day coverage, 365 days a year, whether you are at home, at work or at play.
If you have loved ones whose security would be threatened if an accident took your life suddenly, or you could not earn an income owing to a dismembering disability or loss of sight, your "AD&D" insurance plan will deliver you a valuable financial benefit, without having to purchase additional life insurance to cover such a possibility. And, if you already have other forms of insurance, it offers an added layer of protection.
You may believe that if you do have an accident, it will most likely be on the job, and workman's compensation benefits will provide coverage. Our plan will also pay you for accidents on the job, and provides supplemental coverage to any existing insurance. But, it is important to note that, of all the injury-related deaths in 2004 involving workers, roughly 90 percent occurred while employees were off the job.3
Have additional questions regarding your insurance coverage? Please click here for Veterans Advantage members most frequently asked questions.
1 Centers for Disease Control and Prevention, National Center for Injury Prevention and Control. Web-based Injury Statistics Query and Reporting System (WISQARS) [online] (2011) [accessed 2014 Jul 11]. Available from URL: www.cdc.gov/injury/wisqars/.
2National Safety Council 2005 Annual Report
32004 National Safety Council Off the Job Safety Symposium,Orlando, Fl.