Exclusive Military Discounts, Benefits & Rewards for
Active Duty Military, Veterans and Their Families
Exclusive Military Discounts, Benefits & Rewards for Active Duty Military, Veterans and Their Families

Veterans Advantage Plan Benefits

Member Plan Benefit

Emergency Accidental Insurance



Emergency Accidental Insurance


$5,000 in Accident Insurance ("AD&D")


Accidental Injury is a Leading Cause of Death: Be Prepared for the Unexpected with $5,000 of Accident Insurance.


No one likes to think about it. But accidents are a part of everyday life. When accidents happen, their financial impact can be devastating. More people ages 1–44 die from accidental injuries than from any other cause, including cancer, HIV, or the flu.1 OurCAREPackage's benefits coverage with $5,000 in Accident or "AD&D" Insurance can help ensure financial protection is available for you and your loved ones.

Accident "AD&D" Insurance Plan Benefits

To help protect you and your family from the unforeseen financial hardship of a serious accident that causes death or dismemberment, your Veterans Advantage AD&D coverage delivers you the following valuable benefits:

  • Up to $5,000 in coverage, depending upon the injury or loss.
  • No physical exam required.
  • Coverage for all age groups.
  • Great supplemental insurance--benefits are paid in addition to any other insurance coverage you may already have.
  • Coverage 24/7, worldwide, whether you are home or away, or on or off the job.
  • Provided through your membership with no additional fees or charges for coverage.
  • Additional family members seeking insurance coverage need to also be a Veterans Advantage member. To add family memberships, please call us toll-free 1-866-838-2774.

Eligibility and Coverage

Members of Veterans Advantage who have OurCAREPackage's are eligible for this plan under our group insurance policy, regardless of your age or health.

No matter how careful you are, accidents do happen. Accidental injury remains the number one cause of death for people under 40 and the fifth leading cause of death for all ages.2 While no one can predict when or where an accident may occur, you can be prepared with your insurance coverage from Veterans Advantage.

There are no additional member fees or charges for coverage. You cannot purchase this plan independent of your membership. This plan will provide you with protection in the event of an accidental death or a covered injury. It is designed to reduce the financial burdens associated with an accident that causes the loss of life, limb, or sight.

No one likes to think about the worst occurring. However, it is a comfort to know that your family members can receive a death benefit in the event of a fatal accident during a business trip, vacation or recreational pursuits, or simply while going about daily activities. You will receive 24-hour-a-day coverage, 365 days a year, whether you are at home, at work or at play.

If you have loved ones whose security would be threatened if an accident took your life suddenly, or you could not earn an income owing to a dismembering disability or loss of sight, your "AD&D" insurance plan will deliver you a valuable financial benefit, without having to purchase additional life insurance to cover such a possibility. And, if you already have other forms of insurance, it offers an added layer of protection.

You may believe that if you do have an accident, it will most likely be on the job, and workman's compensation benefits will provide coverage. Our plan will also pay you for accidents on the job, and provides supplemental coverage to any existing insurance. But, it is important to note that, of all the injury-related deaths in 2004 involving workers, roughly 90 percent occurred while employees were off the job.3

Have additional questions regarding your insurance coverage? Please click here for Veterans Advantage members most frequently asked questions.


1 Centers for Disease Control and Prevention, National Center for Injury Prevention and Control. Web-based Injury Statistics Query and Reporting System (WISQARS) [online] (2011) [accessed 2014 Jul 11]. Available from URL: www.cdc.gov/injury/wisqars/.

2National Safety Council 2005 Annual Report

32004 National Safety Council Off the Job Safety Symposium,Orlando, Fl.

Enroll Now with Veterans Advantage
I am U.S. Active Duty, Retired
Military, National Guard, Reserve,
U.S. Armed Forces Veteran or
former National Guard or Reserve.
I am next-of-kin​ family: Spouse,
father, mother, brother, sister, son, 
or daughter of a U.S. 
Servicemember or Veteran
(living or deceased).

30 Days - Start Your Trial

Try us out for 30 days ($4.95 processing) and see for yourself why Veterans Advantage is the #1 Most Trusted Name in Military Benefits.

Click HERE to access the 30 DAY Trial period.

Access this benefit and all of OurCAREPackage

If you are already a Veterans Advantage Member, you may still need to activate your $5,000 AD&D or $50,000 MEDEVAC coverage to access this benefit and other key travel and accident coverage from Travel Guard, including ID Theft Restoration Services. Click on either link above and you will be directed to a log in page before going to your intended page. On the intended page please click the link on the right panel next to the mouse icon that says "Click here to activate coverage" and you will be directed to fill out the correct form to activate your coverage.

Keep your benefits coming with your active Veterans Advantage Member Plan

Keep your benefits coming with your active Veterans Advantage Member Plan. You can reactivate your membership easily by clicking HERE.